Alaska Home Lending... What to Expect We've built the most convenient home loan service ever! Here's how it works: 1. You'll complete our online application. The application will ask you questions about the home and your finances and takes less than 20 minutes to complete. As soon as you've finished the application we'll review your request for approval. After your application is completed, a Loan Originator will contact you to introduce himself or herself and to answer any questions you may have. Your Loan Originator is a Home Loan expert and will provide help and guidance along the way. If your request wasn't approved online, he or she ask you for any information required to make a decision about your loan. If you are purchasing a new home, the Loan Originator will also contact the real estate agents or the seller so that they'll know who to contact with questions. 2. We'll send you an application package and prepare your loan for closing. Disclosure Package. The application package will be sent to you and will contain papers for you to sign and a list of items we'll need to verify the information you provided about your finances during the online application. We'll order the appraisal from a licensed appraiser who is familiar with home values in your area. Depending on your finances and the loan amount requested, different types of appraisals are used. Sometimes the appraiser will need to view the home; sometimes they are able to do their evaluation from the street. Title insurance will be necessary, if you are purchasing a home we'll work with the real estate agent or seller to insure the title work is ordered as soon as possible. If you are refinancing we'll take care of ordering the title work for you. We'll use the title insurance policy to confirm the legal status of your property and to prepare the closing documents.

Alaska Home Lending...